Your rent’s beenfreeloadingfor too long

Its time your rent worked as hard as you do. Pay rent with your credit card while earning rewards with no fee.

Get Started

Start at any point in your leaseNo fees for youWorks with any UAE credit card

Trusted by

It’s simple. Pay your rent with your credit card. Earn rewards. With no fees. Seriously.

Rent paid. Night sorted.

Earn rewards at the restaurants, cinemas, and streaming services you already use.

NetflixReel CinemasPalazzo VersaceAnghami

Every corner, working harder.

Earn rewards at the home and furniture stores you shop most.

IkeaSharafDGAmazonLaundryHeap

The rent that fund their future.

Earn something for the ones you're working this hard for.

PRYPCO BlocksSecure My ScholarshipSchool FeesRent

See how hard your
rent can work

Most UAE renters leave AED 2,000+ on the table every year.

Annual rent

AED 120,000

AED 30,000AED 600,000

Payment frequency

Reward type

Your card rate

Total annual rewards

AED 1,440

per year

Rewards Per Payment

AED 120

every month on AED 10,000

TernAED 1,440

Your feeAED 0

Where your rewards come from

Tern

There’s no comparison

But just in case there was, we made a chart for you.

	Post-datedCheque	BankTransfer	The smart wayTern
Pay with credit card	✗	✗	✓
No bounced payment risk	✗	✓	✓
No fee to tenant	✓	✓	✓
Earn rewards on payment	✗	✗	✓

Ready to switch?Set up in 2 minutes

Four easy steps to get started

Link your lease

Upload your tenancy agreement. Verify your tenancy in two minutes.

Add your card

Any UAE credit card. Your bank, your rewards programme.

We pay your landlord

Exact amount, exact date, direct to their IBAN.

You keep the rewards

Points, miles, or cashback from your credit card, with no fee.

Still have questions? Visit our resources →

Join thousands of renters earning with Tern

Get Started Today