Your rent’s beenfreeloadingfor too long

Its time your rent worked as hard as you do. Pay rent with your credit card while earning rewards with no fee.

Get Started

Start at any point in your leaseWorks with any UAE credit cardWe cover the fee

Trusted by

It’s simple. Pay your rent with your credit card. Earn rewards. We cover the fees. Seriously.

Rent paid. Night sorted.

Earn rewards at the restaurants, cinemas, and streaming services you already use.

NetflixReel CinemasPalazzo VersaceAnghami

Every corner, working harder.

Earn rewards at the home and furniture stores you shop most.

IkeaSharafDGAmazonLaundryHeap

The rent that fund their future.

Earn something for the ones you're working this hard for.

PRYPCO BlocksSecure My ScholarshipSchool FeesRent

See how hard your
rent can work

Most UAE renters leave AED 2,000+ on the table every year.

Total annual rent

AED 120,000

AED 30,000AED 600,000

Reward type

Your card rate

0.0%

0%10%

You earn per year

AED 857

per year

TernAED 857

Your feeAED 0

There’s no comparison

But just in case there was, we made a chart for you.

	Post-datedCheque	BankTransfer	The smart wayTern
Pay with credit card	✗	✗	✓
No bounced payment risk	✗	✓	✓
No fee to tenant	✓	✓	✓
Earn rewards on payment	✗	✗	✓

Ready to switch?Set up in 2 minutes

Four easy steps to get started

Link your lease

Upload your tenancy agreement. Verify your tenancy in two minutes.

Add your card

Any UAE credit card. Your bank, your rewards programme.

We pay your landlord

Exact amount, exact date, direct to their IBAN.

You keep the rewards

Points, miles, or cashback from your credit card, with no fee.

Still have questions? Visit our resources →

Join thousands of renters earning with Tern

Get Started Today