WELCOME TO TERN
WHERE RENTING BECOMES REWARDING
At Tern, we aim to turn routine rent payments into rewarding experiences. Working closely with the Dubai Land Department (DLD), we are proud to introduce the UAE’s first comprehensive loyalty program for tenants. With Tern, tenants earn rewards when they pay rent! Transforming an everyday transaction into an opportunity for savings.
Our platform also benefits landlords by providing a free, user-friendly tool to monitor and manage their portfolios efficiently. Tern is here to make renting rewarding for everyone.
Why tern
Because simply, why hasn’t anyone rewarded tenants on their biggest expense before? We are here to change that, free of charge!
Why tern
Because simply, why hasn’t anyone rewarded tenants on their biggest expense before? We are here to change that, free of charge!
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FREE OF CHARGE
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Earn Tern rewards on top of your credit card rewards
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Seamless automated rent payments
Discover the Tern Advantage

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Seamless Integration, Unmatched Benefits
We understand that convenience is key. That’s why Tern integrates effortlessly into your daily life, allowing you to pay rent through your credit card
and earn redeemable points on everything from shopping at your favorite stores to having a nice dinner, without any additional fees. Our program is designed to maximize your earning potential and offer unparalleled flexibility in how you use your rewards.
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Exceptional Redemption Opportunities
With Tern, your points hold exceptional value. Redeem them for an array of premium experiences, from luxurious travel and exclusive events to everyday essentials and beyond.
Our extensive network of partners ensures that you can enjoy rewards that are tailored to your lifestyle and aspirations.
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Commitment to Excellence
Our team is dedicated to delivering an exceptional rewards experience, backed by cutting-edge technology and a deep understanding of the UAE market.
We are committed to providing you with innovative solutions that enhance your everyday life and celebrate your achievements.
TERN'S FEATURED PARTNERS
Your rewards, powered by these and 100+ more merchants.











JOIN THE TERN COMMUNITY
Experience the future of rewards with Tern. Whether you’re a trendsetter in Dubai, a cultural enthusiast in Abu Dhabi, or anywhere across the UAE, Tern is here to elevate your lifestyle and maximize the value of your transactions. Join us today and start turning every moment into a rewarding experience.